Financial & Insurance

Our mission is to provide you with affordable, high-quality treatment to meet your needs as well as your budget.

Our office accepts payment by cash, check, Visa, Mastercard and Discover.  We also participate in CareCredit, a healthcare financing option for out-of-the-pocket expenses.  Additionally, as a courtesy, we will submit all insurance claims for you.  Since we are not a preferred provider, you will be responsible for the balance of what your insurance does not cover.If you have any concerns, please ask.  Our staff will explain all your options and work to accomodate your needs.

What If I Don’t Have Dental Insurance?
Approximately 60% of our patients do not have dental benefits and pay for their dental expenses out of pocket. If you feel that you have issues with your teeth and gums please contact our office for a comprehensive exam. Dental decay and gum disease do not go away on their own and will worsen over time. In many cases, the longer a patient waits, the more expensive and invasive treatment becomes. For this reason, it’s important to keep your teeth and gums healthy with preventative care.
On your first visit, our Doctors will perform a comprehensive exam, take only the necessary x-rays, review your treatment options and develop a treatment plan that will meet both your needs and budget.

We generally take a four-step approach to addressing our patient’s dental needs. First is the elimination of pain and infection. We want our patients pain-free and to eliminate any sources of bacterial infection. Second, we recommend patients have their teeth cleaned. We take this step prior to filling cavities for three reasons: 

1. The gums and bone are foundation of the teeth. By making certain we have a sound foundation, we can ensure that the teeth will last once restored.

 2. We use mostly composite type restorations (white fillings). If the gums are irritated they have a tendency to bleed when filling. This can greatly reduce the longevity of a restoration by contaminating the filling material.
3. Our hygienists, at the time cleaning, spend time reviewing oral hygiene instructions to help patients understand how to prevent further decay and gum disease.
Third, we fill any cavities the patient may have as well as replace any defective or broken fillings.  The most critical areas of decay are addressed first, working our way back to the least urgent need.  Patients can opt to fill several teeth at a visit or may choose to treat simply one tooth.  This is up to the patient’s discretion.  In step four, we complete elective treatments.  This includes crown and bridge, partials, implant-type restorations or whitening.  We do this last because it is generally the most expensive and often patients may opt to defer this treatment to later date for a multitude of reasons. However, even if this treatment is delayed, once completing the first three steps, you can be confident that your mouth is free from disease.  We also recommend all our patients to keep up on preventative care by having their teeth cleaned semi-annually.


Q.  What is the importance of a treatment plan?

A.  A treatment plan gives a comprehensive list of a patients’ dental needs.  It also gives an itemized cost for treatment and the priority with which it should be completed.  This allows the patient to be aware of all steps and ensures everyone is aware of what treatments will be applied and in what order. 

Q:  How much does it cost to start?

A:  A comprehensive exam costs $58.  A comprehensive entails examining all teeth for decay, evaluating previous fillings, checking the gums for gingivitis as well as periodontal disease and performing a screening for oral cancer. A prophylaxis, or cleaning, will also be performed by one of our hygienists. The fee for a prophy is $71. The cost for a panorex x-ray is $81; the panorex x-ray gives us the “big picture” of your mouth.  It shows a comprehensive view of all of your teeth.  This includes the root structure, bone height surrounding the teeth, most areas of possible infection and any large areas of decay.  It also shows us any impacted teeth.  This x-ray is recommended by the American Dental Association to be taken once every 5 years.  If you have had a recent panorex x-ray at another office, you may have it transferred as it may not be necessary to take another.
 Bitewing radiographs or decay detecting x-rays range in price from $33 to $53.  These radiographs allow us to evaluate molar and premolars for decay. They provide an accurate depth of tooth decay.  These x-rays give us a much more detailed picture of the crown portion of the tooth.  This x-ray may not be necessary if a patient has large spaces between their teeth or multiple back teeth missing.

Q. Do I have to pay for the whole treatment plan at once?

A.  No, we request payment in full for dental work at the time of treatment, (unless you have dental insurance).  We do offer a 5% adjustment to patients without dental insurance who pay in full at the time of their treatment.

Q. Do you have payment plans?

A. Although we do not offer payment plans directly through the office we do participate with Care Credit which gives patients a 6 month 0% financing option.